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Coupon Insert Preview: 5/10/09

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As a reminder, when I list the number of newspapers that I will be buying, I take in to account that I am able to get them at the Dollar Tree for only $1/copy. To find a Dollar Tree near you, click here. Don’t have a Dollar Tree? Check out your local dollar store. Many supermarkets even discount the Sunday paper. I also live in an area where all of the stores double up to $.99 (so a $.75 coupon is actually worth $1.50). If your newspapers are more expensive or you live where they don’t double coupons, you may not find the inserts of the same value as I do! In addition, the value of the coupons vary by area, but I hope that this will serve as a good guideline!

Click here to see what coupons there are this week.  There are 2 inserts:  a SmartSource and a RedPlum

Coupons of Note

A1 Steak Sauce or Marinade $2:  I can’t remember the last time I saw this high of a value coupon on A1!

Claussen Pickles $.75:  these go BOGO and at a drastically reduced price fairly often and should be on sale more often now that it is getting close to “cookout season”

French’s Mustard $.50:  these go on sale for $1 all the time, making them free after doubling

Kraft Salad Dressing $1.50:  use this to get the smaller size bottles free or close-to-free

Oscar Mayer Hot Dogs $1/2:  hold on to this for a BOGO sale.  There was also a Target coupon for OM hot dogs that came out in the inserts a few weeks ago that can be stacked with this

Ronzoni Bistro Item $1:  I see these 3 for $5 all the time

Sweet Baby Ray’s $1:  last summer these went on sale for $1-$1.25 very regularly

Harvest Selections Microwaveable Meal $1 and $3/5:  these are fairly new and should be part of some good sales

Nivea Body Wash FREE wyb Nivea My Silhouette or Sun-Kissed Beautiful Legs (2 coupons):  these will probably be part of some good deals at CVS/RiteAid/Wags

SuperPretzel $.75:  these go on sale for $2 all the time, making them $.50 after doubling

So how many copies of the paper would I buy?

If I were building a stockpile:  4-6

Now that I am in stockpile-maintenance mode:  3-4

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First Generation iPod Nano Owners: Possible Money For You

nano

Now I have quite a few friends who upon hearing this would think “1st Generation Nano?  I LONG ago upgraded from that!”.  But if you are like me, you still have your “old” Nano because it works and don’t see a reason to replace something that still works! 

Anyway – if you are the owner of a 1st generation iPod nano (first sold in September 2005 and they have a black or white plastic front and stainless steel back), you may be eligible for a $15 or $25 payment as part of a class action lawsuit against Apple, Inc.

Please note:  not all 1st generation iPod nanos are part of the suit.  It seems to only include the ones that were made in the very beginning. 

Click here for more information, including an easy serial code lookup to see if your iPod nano is included in the class action lawsuit. (note:  I know that the website is pretty basic, but I did a bit of searching on the Interwebs before posting this and it is 100% legitimate!)

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Coupon Policies: Philadelphia Grocery Stores

Grocery cart

People don’t seem to realize how different coupon policies can be from store to store.  Quite frankly, it is the coupon policy that is often the deciding factor in where I shop.

Most grocery chains give individual managers a bit of latitude to tweak the policy for their store.  If your store is different from what I have listed, please feel free to leave a comment letting us know how your store differs (go ahead and make up a fake email like spam@yahoo.com if you want to protect your privacy!).  I will also be adding the link to this post the the New?  Start Here! page and will update this post with more local stores as I get information on them!

In all cases, the stated store policy is that no overages will be given.  If the value (or doubled valued) of the coupon exceeds the item price, the value of the coupon should be adjusted down.

All stores require the use of a loyalty card in order to get advertised savings and double coupons.  Loyalty cards can be obtained at the Customer Service desk.

The policies at the stores that I currently cover on this site are:

Acme

Sale ads run Friday through Thursday

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50.  No limit on the number of coupons that they will double.

Accepts Internet Printablecoupons up to a value of $5.  Does not accept Internet Printables for free items.

Frequently puts store coupons in their circular that can be stacked with a manufacturers coupon.  A store coupon is most recognizable by the lack of numbers under the bar code and no “Remit To” address (they also put manufacturers coupons in their circular)

Most stores ask that you have your coupons pre-approved when using self-checkout.

Many stores will honor “$X off $XX” coupons from other local stores.

Has an Avenu program where store coupons can be loaded on to your card.  These savings can be used in addition to manufacturers coupons.  Coupon selection changes daily.

Genuardi’s

Sale ads run Friday through Thursday

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50.  No limit on the number of coupons they will double

Accepts Internet Coupons with a limit of 1-like IP per customer per day.

Frequently puts store coupons in their circular that can be stacked with a manufacturers coupon.  A store coupon is most recognizable by the lack of numbers under the bar code and no “Remit To” address.

Participates in the Proctor & Gamble eSaver program which will load P&G coupons directly on to your card

Giant of PA

Sale ads run Sunday to Saturday.

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50 (although this seems to vary by area)

Only doubles 1 like-coupon per transaction.  If you are buying 4 boxes of Cheerios and have 4 identical $.75 Cheerios coupons, only 1 of the coupons will double.

Accepts Internet Printable coupons up to a value of $5.  Does not accept Internet Printables for free items.

Frequently has “Dollar Doubler” coupons in the insert.  These can be used with any $1 coupons that you have.  There is minimum purchase to use them (usually $15), although this minimum purchase is not “per coupon” (in other words, if you want to use 4 $1-Doublers, you don’t need to spend $60…$15 is enough.)

It is to your benefit to sign up for their email list.  You will receive 1 weekly email and 1 monthly email.  The monthly email typically includes store coupons.

SuperFresh

Sale ads run Friday through Thursday

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50 (although this seems to vary by area)

Corporate policy is that they will only double 4 like-coupons per transaction.  This limit has been lifted at many stores.

Does not accept Internet Printable coupons.

Frequently has Triple Coupon weeks or weekends.

 

If you would like to help update this list with the policies from other Philadelphia-area grocery stores, please feel free to email me or leave the info in the comments!

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The Black, White and Grey of Coupons

ethics

One of the problems many couponers have is when they end up with $175 in groceries for -$3.00. People think that we are scammers, gypsies, tramps and thieves.  Believe me, I have deleted more comments than you can imagine from people calling me every name in the book (note:  we may have free speech in this country, but this is the United Sites of Mindi and I don’t let comments calling me a beyotch or worse names stay up)

So this seems like a good time to have an open and honest discussion about using coupons.  I am going to lay out a few scenarios and please let me know your feelings on them.  If I miss any scenarios, let me know in the comments and we can revisit that in a Part 2 (if necessary).  Please try to confine your arguments/thoughts/debate on the posted scenarios! 

Please be respectful of each other.  Different opinions are what made this country great!

Scenario #1

You are at a store and see a peelie or a hangtag or a tearpad or a blinkie for a product that isn’t on sale.  Do you take it and save it for another week when the product will be on sale?    How many do you take?

Scenario #2

A certan local store occasionally had Triple Coupons.  Although their stated policy is that they will not give overages, the store is notorious for not updating their registers for the first few days of the sale, which means that if you get in early you will get overages.  Do you rush in to take advantage of the overages before the programmers at corporate catch up to the glitch?  Do you point out to the cashier  the potential overages so that she can adjust and give you your items for free without overage?  Do you say nothing and use the overages towards the rest of your groceries?

Scenario #3

You have Internet Printable coupons that say “Do Not Double” on the top of them, but the bar code on the coupon starts with a “5″ (which means that when scanned, they will double).  Do you go to the self-checkout in the hopes that nobody will catch it and that your coupons will double?

Scenario #4

There is a Catalina deal going on at a store and you hear that it is working on “shelf prices”, not on “sale prices”.  Do you calculate your deals based on shelf prices (which is usually a programming glitch with the registers) or on sale prices as the deal is meant to be done?

What do you do?  (and remember, please be respectful of differing opinions.  I am going to assume that my readers are not looking to purposely defraud companies, but there can be a certain amount of “grey area” in couponing)

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Ask Me!

question

Every day I sit here and post whatever tips or tidbits pop in to my head.  I try to explain things as fully as I can, but I know that I can’t cover everything!

Many of you have realized by now that I am absolutely HORRIBLE when it comes to replying to emails (sorry – love ya!  Really I do!).

So let’s play a little game:  Ask me anything (although in theory, it should be about couponing, but I’m flexible) . I’ll either answer your question as a direct reply in the comments, or as a completely separate post if the answer is a bit more complicated.

The following exceptions apply:

1.  You aren’t getting my full name, Social Secrity Number and mother’s maiden name….sorry!

2.  No – I don’t know what the numbers mean on Lost or if Ben is finally good now either.

3.  The woodchuck would chuck the appropriate amount of wood if the woodchuck could chuck wood.

4.  My true hair color (mainly because I have no idea!)

5.  Anything I deem too personal of a question.

So ask away!

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Coupon Insert Preview: 2/15/09

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Sorry Folks!  There are no coupons this week due to the Presidents Day weekend.

Use the week to catch up on your clipping  and organizing!

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Feeding a Family on $50 Per Week: Part 5

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New to this series?  Check out Part 1, Part 2, Part 3, and Part 4

You know – every time I sit down to write one of these installments, I swear that it is going to be the last one.  Then I actually start to write and realize how much there is to say…..looks like there is going to be a Part 6!

There is really only way to be successful at feeding a family on only $50 per week..and that is through menu planning.

I know that you have heard of menu planning before.  I know that it sounds hard.  I know that it sounds boring.  I know that it sounds like something only a person with OCD would do.  You may be right, you may be wrong.  I don’t really care what people think about menu planning.  It works, and that is enough for me!

First let me say that there is no “right” way to menu plan.  If you are still building your stockpile, it will be harder to do, as you will be at the mercy of what you have on hand combined with what you can get at the stores (on sale, of course).  As your stockpile gets larger, you will find meals easier and easier to plan

Let me also say that menu plans don’t have to be set in stone.  I typically don’t like to assign days to each meal.  I plan my meals on the weekend, usually shop on Sunday or Monday and I then know that I have all the ingredients that I need for the week.  I also like to give myself some flexibility by scheduling a “who cares if we don’t do it?” night (usually one of our pasta nights).  That way if I am having a bad day and the kids are driving me nuts and I would rather firebomb my kitchen than cook dinner, I can just shelve that one night and tell my husband to pick up pizza on the way home (note:  does not apply with my current Month of No Spending).

So how do you get started?

For most people, breakfasts and lunches are the easiest to plan.  If you are using coupons wisely, you can get a nice stockpile of cereal.  One thing that I like to do is make pancakes, french toast or waffles on the weekends…but then I make a quadruple batch of each and freeze them.  By alternating days (waffles on Saturday, pancakes on Sunday, an entire loaf of French Toast the following Saturday), we always have them in the freezer for an easy breakfast that my children love.  Considering the cost of these (and syrup isn’t that expensive), you can create an entire week of breakfasts for just a few dollars.  Lunches can be just leftovers, sandwiches, soups and salads.  We don’t get fancy for lunch.

It’s dinner that gives people the most problems.

One of the first thing you need to do is to take an inventory of your refrigerator, freezer and pantry.  Do you have any cooked chicken left over from the other night?  Some produce or dairy that needs to be used up?  Make a list of those items.  Did you get a good deal on a roast or chicken that you have in the freezer?  Make a list of potential meals based on what you have on hand.  Check out AllRecipes, Food Network, $5 Dollar Dinners or A Year of Crockpotting for some ideas for new recipes.  Another great source of recipes?  The back of the box or can!  Take a look many of the canned tomatoes, broths and pastas in your cupboards…most of them will have a recipe on them!

Look for recipes that you can double or triple.  Are you planning on making a lasagna or casserole this week?  What about doubling or tripling the recipe and making some extras for another week?  Not only will this save you time that week, but if money is tight one week because of unexpected expenses, you will have one less thing to worry about!  I even like to have Baking Days and (what I call) “Mama Leone Day”, when I make muffins, breads,cookies, lasagnas, pasta sauce and baked ziti and just freeze it all!

Grab your circulars (if you are lucky like me, they will come with your regular mail each week.  If not, many grocery stores now have their circulars online) and check out what is on sale.  Every week most stores have what they call a “loss leader”.  Is chicken on sale at a ridiculously low price?  Pork Roast?  Look for recipes that use these items.  Are strawberries on a BOGO sale?  Then it’s a perfect week to have strawberry smoothies for breakfast!

Now grab a sheet of paper and list your meal ideas

On a separate sheet of paper, make a grocery list of the items that you are going to need to complete the recipes.  While you are at it, make a list of anything that you noticed that you are running low on when you were taking your inventory (eggs, ketchup, jelly, etc) and add that to your grocery list!

I know that this seems like an awful lot of work.  I don’t want to lie to you…it is in the beginning.  But please believe me when I say that it gets easier the more you do it.  I am now at the point where I have enough recipe ideas in my head and enough of a stockpile that I can devote no more than 30 minutes per week to menu planning…and it’s usually done while I am sitting on the sofa catching up on my Tivo!

Next in the series?  With your menu plan and your grocery list, we are going shopping the smart way!

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Around The Blogosphere: 2/8/09

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This is starting to be one of my favorite posts of the week (especially now that I figured out that little “Star this post” thing on my Google FeedReader…makes it SO much easier to go back and find them!  Go ahead – you can laugh at me for being so late to the party on the beauty that is Google Feedreader!)

Some of my favorite posts this week were:

Rachel at Mashup Mom wrote “Gain Some Perspective, Girlfriend!”.  There is some debate as to whether the “Dating A Banker Anonymous” site is meant to be satire, but even if the site is meant to be a joke, I imagine that there are real women who feel that way these days….those women need to be smacked!

Jenn at Frugal Upstate listed some great low-cost  Valentines Day Craft and Printables

I was so glad when Jennifer at iMommies came back to blogging.  Check out this recipe for a wonderful version of IHOP pancakes!

Mercedes at Common Sense with Money posted some wonderful ideas for having a Fancy Dinner On a Budget

Trent at The Simple Dollar wrote about his thoughts on being Accused of Being a Cheapskate

Marcy at Stretching a Buck gave some great ideas on how to throw a birthday party on a budget!

Kacie at Sense to Save breaks it down for you…If you want control of your life, take control of your money!

And lastly – I don’t care of this recipe is frugal or low-fat….just LOOK at Amy’s recipe for Cream Cheese Apple Pie!

 

If you know of a post that should be featured in the my next “Around The Blogosphere” (including one of your own), just email me a link!

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Aldi: Let’s Kiss and Make Up!

So a few months ago I posted a not-so-glowing review of Aldi.  It wasn’t pretty.  It was definitely a minority opinion (judging by the number of comments that I had to delete), but I stood by my opinion that I would only shop at Aldi for a few select items.

Today I found myself near the store and in need of milk (I was “doing reasearch”, which basically means that I was bored out of my mind and we went for a drive in search of blog fodder quality family time…and milk).  I thought it would be a great idea to grab it at Aldi!  Given how I was so adamant that I would only shop there for a few select items, I knew it would be easy to stick to my “Month of No Spending

I found out why everyone was so upset with me before!

I walked in and was immediately hit with the scent of Lysol.  Some women are turned on by the smell of roses, some love Drakar Noir (most of those women went to high school in the mid-1980s).  The smell of bleach and/or Lysol is my “Spanish Fly” (well – that and this song).  Not only did it smell clean…it was clean!

Unlike the last time I went, the aisles were fully stocked and the selection was twice what it was before.  Was it because the last time that I went, there was a disproportionate amount of space for gift-y items?  Could be!

Grab milk ($3.15 per gallon?  Did PA lower the minimum price and only Aldi lowered their price with them?).  Grab cream cheese ($.99 – hey!  now I don’t have to go to Genuardi’s!). 

Breeze past the produce because I know that it is really rotten and disgusti…..wait a minute!  What’s this?  Could it be?

This time the produce looked great!  The cucumbers were firm and the baby carrots weren’t slimy!  It even looks like someone came in and taught them that piling 300 bags of bananas on top of each other isn’t the best idea.  Not a smashed/rotten bag in sight.  The grape tomatoes were starting to get a little “puckery”, but they would be fine if they were eaten in the next 24 hours!

If I didn’t have my GPS, I would have swore that I was not in the same store as last time.

And then the pessimist in me came out….

Yeah – you know they are being mystery shopped right now….you just skipped over a self-schedule job for them last week!  They probably know it too and are making sure that they look good for the mystery shoppers!

But then the optimist in me poured the pessimist a big imaginary glass of Pinot Grigio and said:

If the employees are keeping the store in better shape just because they don’t want a bad shop, then why should you care?  If they treat every customer that walks in the door as a possible mystery shopper, then every single customer benefits!

Yeah – the pessimist in me is pretty easy to squash….

Once I realized that I didn’t need to run screaming from the store before I was attacked by bad produce, I started looking around a bit more (Hey – Brad was waiting in the car watching a Pokemon video with the kids…this was the closest thing to “alone time” I had in 2 weeks!). 

Apple Juice:  $1.49   (I get excited when I can get it 3 for $5 at the supermarket)

Mac & Cheese:  still $.34/box.  (Yep – whenever I want to be lazy make my kids happy, they are still cheaper than Target brand).

Tortillas:  still cheaper than Mission tortillas with a coupon.  (It would be nice if they had a light/high fiber four tortilla).

Dried Beans:  still cheaper for a 2 lb bag than the grocery stores are for a 1 lb bag (I just wish they had more than pintos and split pea…black beans and/or kidney beans would be nice.  Jellybeans too!)

Bread:  $1.39  (Hey – that’s only $.09 more than the bread outlet I visited an hour earlier.  And unlike the bread outlet, this bread doesn’t expire today!)

Cereal:  $1.89 per box (ok – when you get used to never paying more than $.80 per box for cereal, this can seem like an outrageous price for off-brand.  If you haven’t yet figured out how to get a box of cereal for cheaper than a cup of coffee at Wawa, this is a good price!)

So in the interest of fairness, I would like to officially reverse my unfavorable opinion of Aldi’s.  While I can still get many of the items cheaper than at the grocery store with a good sale and double coupons, I can now see why so many people love that store…especially those who live where the stores don’t double coupons!

And hey Aldi Peeps:   the next time I visit, things better be as good as this time or you’ll be hearing from me again!

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Coupon Insert Preview: 2/8/09

coupon_cutting

As a reminder, when I list the number of newspapers that I will be buying, I take in to account that I am able to get them at the Dollar Tree for only $1/copy. To find a Dollar Tree near you, click here. Don’t have a Dollar Tree? Check out your local dollar store. Many supermarkets even discount the Sunday paper. I also live in an area where all of the stores double up to $.99 (so a $.75 coupon is actually worth $1.50). If your newspapers are more expensive or you live where they don’t double coupons, you may not find the inserts of the same value as I do!

Make sure that you check your papers before buying extra copies!  There should be 2 SmartSource, 1 RedPlum and a Proctor & Gamble!

 Click here and here to see what the coupons are this week!  Hot Coupon World seems to be becoming my new regular source. 

Coupons of Note

Progresso Light Soups:  $.25 wait for a 10 for $10 sale

Yoplait Yogurt Cups:  $.40/6 Acme has a sale Buy 10 Get 10 Free this week.  Get 20, use 3 coupons and pay only $7.60 for 20 yogurts!

Totinos Rolls Snacks:  $.40/2   not as good as the last coupon ($.35/1).  Wait for another 10 for $10 sale to use it

Warm Delights Bowls:  $.50  these go on & off sale at 3 for $5 which makes them $.66 after doubling

Betty Crocker Cookie Mix:  $.40  these go 3 for $5 as well and are often part of a Catalina deal!

Betty Crocker Frosting:  $.50  goes as low as 10 for $10 (but more frequently 3 for $5 or 4 for $5).

Huggies Diapers:  $1.50 watch for the next time Kmart has their Double coupons, because this should double (they have special weeks when they double $2 & $3 coupons – varies by region)

Mentos Gum:  $.55 you should be able to use this to pick it up for free, after doubling

Crush (2 liter):  $1/2  I’ve seen this 10 for $10 fairly often

Ronzoni Bistro Item:  BOGO (depending on your store and the mood of your cashier, you should be able to combine this with a BOGO sale to get both free.)

Glass Plus:  $.50  it’s 1/2 off at Acme this week, making it a great time to use it!

Campbell’s Soup Coupons:  we are still deep in the middle of “soup season” and I’ve seen the Select Harvest Soups at 10 for $10

Schick Disposable Razor:  $2  there is a package at WalMart that is $1.97, making them free with coupon

Freschetta Pizzas:  $1.25/2  these are a little pricey, but they go BOGO all the time

Olay Coupons:  CVS has ECB deals on Olay all the time

Crest:  $1  wait for a “free after ECB” deal at CVS to turn this in to a moneymaker

Crest Kids Toothpaste:  BOGO  this is much better than the typical $.50 coupon!

Gillette Fusion Razor:  $4  CVS has an ECB deal starting on Sunday that makes this razor free after ECB & this coupon

Crsico Olive Oil $1  there should be a sale on this as we get closer to Easter (it’s a “Holiday Cooking” sale item)

Del Monte No Salt Added Diced Tomatoes:  $.40  I think it’s great that Del Monte came out with and are really promoting their no-salt version (another coupons can be found here).  These should go 10 for $10 soon and all you need to do is add a few spices, warm them up and toss them with some whole wheat pasta for a nice dinner!

Garnier Hair Care:  $1  if you’ve been cutting coupons for a while, you probably have a ton of these already.  However, Rite Aid has a Single Check Rebate Deal where you get it for free after SCR.  This coupon turns it in to a $1 moneymaker

L’Oreal & Maybelline Coupons:  not as good as recent ones, but save them for a BOGO sale at CVS/Rite Aid/Wags

Purina coupons:  a whole bunch of them!

Quaker Instant or Quick  or Old Fashioned Oats:  $1/2  good deals will continue on these as long as it is cold out.  I’m not a big fan of the instant versions (too much added sugar), but the Old Fashioned variety can be used for so many things (breakfast, baking, ground up in the food processor and used in place of store-bought bread crumbs)

Zatarain’s Rice & Pasta Mixes:  $.75/2  If your area actually gets this a coupon with this value (last time we got a $1.50/4), then it will be a good one after doubling.  These don’t go on sale that often.  (Just get the reduced sodium version because the “regular” version is pretty high in sodium!

So How many Copies of The Newspaper Would I Buy?

If I were building a stockpile:  3-4

Now that I am in stockpile maintenance mode:  2-3

Why so few?  While the General Mills coupons are pretty good, the rest of the insert is fairly boring (and the P&G insert borders on the pathetic).  There are a few coupons that can turn a purchase in to a moneymaker at CVS/Rite Aid, but those stores have been limiting people to 1 per customer.  It’s just not that exciting of a week!

Note:  it’s now been about 5 weeks since I have seen an insert schedule where I could say “Run out and get a whole bunch!”.  I’m hoping that the lack of good coupons isn’t yet another side effect of our problem economy!

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