Pesticides in Produce | The 2013 Dirty Dozen and Clean Fifteen!

May 14, 2013

2013 Dirty Dozen and Clean Fifteen

Most people would prefer to buy organic produce but the costs can be crazy! In this economy, most of us need to be selective about our grocery dollars. Why spend more to buy organic. For several years I have relied on the “Dirty Dozen & Clean 15″ list put out by the Environmental Working Group. The list gets updated each year based on current trends in farming practices and they recently updated it for 2013!

What are the Dirty Dozen and the Clean Fifteen?

The “Dirty Dozen”: if you have to make choices in what organic produce you are going to buy, these are the ones that you should spend the extra money to buy organic as they are the ones with the highest amount of pesticides.

The “Clean Fifteen”: these are the ones that have the lowest level of pesticides. You are generally fine buying the “regular version” of these items!

This year, there are 2 “bonus items” on the Dirty Dozen. Per the EWG:

For the second year, we have expanded the Dirty Dozen™ with a Plus category to highlight two crops – domestically-grown summer squash and leafy greens, specifically kale and collards. These crops did not meet traditional Dirty Dozen™ criteria but were commonly contaminated with pesticides exceptionally toxic to the nervous system.

So without further ado, here is the 2013 lists.

[Read more...]


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When Should I Print My Rite Aid Video Values Coupons?

May 13, 2013

The Rite Aid Video Values coupons are released at about the 1st of each month and are usually valid for at least 6 weeks. Yesterday, I had an interesting comment on the Moms Need To Know Facebook page:

Checking your matchups for Riteaid, I cant find the got2be video value coupon?

It was only the 10th of the month, but that high-value got2b Rite Aid Video Values coupon was already gone. Like other printable coupons, Rite Aid Video Values coupons have a print/viewing limit!

So when should you get your Rite Aid Video Values coupons?

The answer is: as soon as you can after they are released!  The Rite Aid deals that I post all month will assume that you got the coupons as soon as they were released and in order to maximize your deals each month, you will want to either print the coupons or load them to your card as soon as they become available.

Of course, you don’t need to get ALL the coupons.  If there is a coupon for diapers and you don’t need diapers, feel free to skip that one.  But be sure to grab any that you MIGHT want over the next month and load them to your card as soon as you can!

Want more great deals at Rite Aid? Check out the rest of the current deals at Rite Aid that I have posted.


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The Two Best Cashiers EVER! @Target

May 5, 2013

cashier

I know that, when you are someone who uses coupons, you get used to annoying cashiers.  You actually start to get cynical about cashiers no matter if you are making a “coupon trip” or not.  Because of this, I wanted to share with you a story that just made my weekend, and reaffirmed to me that there IS still good in this world!

My daughter had a birthday party on Saturday, so we went to Target on Friday night to pick up a Barbie for a gift.  My Target has a Starbucks in it and I was in the mood for one of their Iced Tea Lemonades (try it – get the Passion Fruit one and ask for “half the sweetener”…it is AWESOME), so when I paid with my debit card, I asked for an additional $20.  The cashier handed me my receipt and cash and I started to walk to the Starbucks.

On the way, Elizabeth asked if she could have a soda, so instead we walked to the area where you can get food & drinks. I ordered her a small soda, then opened my wallet to pull out the cash…and it was gone.  Here was my conversation with the cashier:

Me:  Wait – I just got a $20…it’s here somewhere!

Cashier:  are you sure he gave you the cash?

Me:  Pretty sure – maybe I stuck it in the bag with the receipt

(3-5 minutes of me tearing my “iPhone wallet” apart – I didn’t bring my purse in with me – and the cashier looking through my bag to see if I had stuck it in there. I was looking around the floor to see if I had dropped it, etc. Note: there was no line behind me – I wasn’t holding anyone up)

Me:  well poop! I guess I dropped it and someone picked it up and left with it that quick.  That sucks (pull out my debit card)

Cashier:  are you SURE he gave you the cash?

Me:  I’m 99% sure.  I don’t want to say he didn’t because that wouldn’t be honest

Cashier:  Here you go – get your daughter a soda.  Would you like one too?

Me:  Thanks but no – I wanted an Iced Tea Lemonade from Starbucks.  Maybe this is God’s way of telling me I didn’t need to spend $4.50 on an iced tea! (goes to swipe my debit card)

Cashier: (blocks the credit/debit card machine) Don’t worry about it!

After thanking her and getting my daughter a Sprite, I looked around, didn’t see my $20 and decided to leave.  The cashier that waited on me was about 15 feet from me and I thought “hey – maybe he DIDN’T give me the money – no harm in asking!“.  I went over to him.

Me: Hey – I was just here about 5 minutes ag…….

Him:  You left your $20 on the counter…here you go!

Me:  Thank you SO much.

I then promptly went over to where the other cashier had given my daughter the free soda and said “Hey!  We found the $20!  I left it at the register! Let me pay for that soda!”

Her reply?  a smile and a “you have a nice night!”

The entire encounter lasted about 6-7 minutes total, but the kindness of those 2 cashiers (her for giving me the free soda and him for being so honest) just MADE my weekend.

Forget the annoying cashiers with whom you have come in contact. What did a cashier do or say to you that made you happy?


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Start Your Own Stockpile and Save

May 1, 2013

Woman Pushing Shopping Cart
Imagine never running out of food, never needing to run to the grocery store to pick up something because you have nothing to make for supper. Imagine never needing to pay full price for any groceries. It’s possible. And it can be your reality if you set up a stockpile.

A stockpile is a large store of food and other pantry items kept in your home to be used as necessary, so that instead of shopping in the grocery store, you shop in your stockpile. The benefit of this is that you don’t have to spend time and gas money making more trips to the store than necessary, and you don’t end up spending more money on those “quick runs to the store,” because, as you know, even what is intended to be a small shop ends up being much larger.

To start a stockpile, you first must designate a certain portion of your home to be used for this purpose. It can be shelving in the basement, a pantry, or some closets, etc. Once you have a location, it’s time to go grocery shopping.

When in the store, whatever you use that you see is at a decent price, stock up on it, and buy more than you’ll need for right now, enough to last you a little while, especially if it’s a pantry staple that would necessitate a trip to the store if you ran out. If you see something on sale, especially if it’s a terrific sale, buy as many as you can, enough to last you a good long time, but make sure that you don’t get more than you can use up before the item expires.

Every time you go shopping, look for non-perishables at unbeatable prices and stock up. By the time your stockpile outgrows the location you’ve designated for it, it’s either time to stop stocking up or allocate more space for it.

Now it’s time to use up the stockpile. Take out one of each item and put it in an accessible place, easy to reach. When that gets finished, instead of running to the store, replace it with another one from your stockpile.

Keep an eye on your stockpile – when your supply starts running somewhat low on a certain item, look out for that item and wait for it to be on sale, then stock up again. If it doesn’t go on sale and you’re running low, buy a little bit at as decent prices as you can find, and only do a full stocking up once you find terrific prices.

Stockpiles predominantly can be used for dry goods as well as bottles, cans, toiletries, and paper goods. If you have a chest freezer or can buy one, your stockpile can include perishables like frozen foods and items that you buy fresh on sale and freeze for later use.

Stockpiling not only saves you money, it also makes your life easier. Never run out of a necessary ingredient ever again!

Penny is a wife, mom, the face behind Penniless Parenting and a contributor to the CareOne Debt Relief Services blog, a provider of debt consolidation in Arizona.


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Where Can I Find Coupons?

April 25, 2013

woman-holding-coupons

Where Can I Find Coupons?

If you want to maximize your savings, you are going to need multiple copies of the coupons. In order to save the most amount of money at the grocery store, you need to start a stockpile…and your weekly subscription to the Sunday newspaper just isn’t going to cut it…but it’s a start!

:: The Sunday Paper

The first place to find coupons is the most obvious: the Sunday newspaper. Look for deals on your local Sunday paper. The Philadelphia Inquirer (my local “major paper”) often runs deals where you can get the Sunday paper for $1. I have 3 subscriptions. Yep – that’s right – each Sunday I have 3 copies of the paper delivered on my driveway! I am always looking for when they have that deal to extend my subscription!

Please note that the Redplum insert is no longer in many major newspapers.  To find out if the Redplum insert is in your local paper (or find another local paper that does carry it, check out the Redplum website)

:: Internet Printable Coupons (IPs):

there are tons of coupons to be found all over the internet. Make sure that you check out Coupons.com, SmartSource, Redplum and Coupon Network for the newest IPs.

:: Facebook

More and more manufacturers are releasing great coupons on their Facebook Fan pages. Make sure that you Like your favorite brands on Facebook to see when they are releasing new coupons (and of course, I will always tell you on this site when the good ones are released!) Like Moms Need To Know on Facebook and you will also stay updated whenever I find coupons to share with you!

:: Manufacturers websites

In many cases, they may have coupons available right on their site. If they don’t have coupons? Use the Contact form (or get the phone number and call) and let them know your honest opinion of their products. Very often they will respond by mailing you coupons. Simply Google your favorite products and start contacting them! (note: this also works great for smaller companies who do have coupons, but not the ability to get their coupons in the national inserts!)

:: Friends and family

Hit up all the non-couponing people that you know and ask them for their circulars. Do they use coupons? Then ask them for their leftovers! Do you have a cat? Offer to trade cat food coupons with your friend who has a dog!

:: Coupon Clipping services

these are available, but are constantly coming under fire (as are eBay sellers). There are several reputable companies out there if you do some homework

Don’t forget to use my Coupon Matchups page to find your store and match those coupons up with the best deals!

Looking for more Extreme Couponing tips? Make sure that you check out all the posts in my Coupon 101 and Coupon Ethics sections!


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Coupon 101 | Where Are My Free Samples?

April 24, 2013

free samples

Where Are My Free Samples?

There was a high-value freebie that became available a few weeks ago.  There was advance notice of this freebie and it was posted on many of the “Deal Blogs” (like mine) as early as 3 days in advance.

And I purposely didn’t post it.

Wanna know why (and even if you don’t, I’m going to tell you!)? Because this freebie was available to the first 2000 people who requested it.

2000 samples.  For.the.entire.country.  I knew it would be a major headache and that it would be gone in a matter of seconds, if not seconds.  I stopped posting these kinds of free samples a LONG time ago. I got tired of the angry emails and negative comments from people who were mad that they didn’t get the freebie.

Companies offer free samples all the time, but like us, they don’t have an unlimited budget.  They simply can’t afford to give one to every single person who requests it.

Do I find it annoying when companies don’t anticipate the volume of requests that they will get and continue to collect email addresses and mailing addresses without writing a simple script that would change the site to say “Offer Ended” as soon as they reach their maximum?  Yes I do.

But you know what I find even more annoying?

When people who didn’t get a freebie (or they miss out on a coupon) write to the blogger who posted the deal, or to the company themselves and accuse them of running a “scam” to collect information…..as someone who signs up for many freebies on Facebook, I get embarrassed for my fellow “Freebie Hunters”.

I have seen some of the most horrible comments left on the Facebook Fan pages of legitimate companies because the person missed out on a single dose of pain reliever, or even just a high-value coupon.  You are afraid that your email address will be inundated with spam by signing up for a freebie?  Then use a special email address, separate from your regular one, just for signing up for freebies.  But please don’t start yelling at companies that refuse to give you something for nothing.

Yes – it’s nice to get those little “prizes” in your mailbox to break up the monotony of the bills and junk mail. But I can’t count the number of free samples that I have signed up for and never received. Do I get upset? Nope – I just tap my toes and keep dancing.

Is it really worth calling a company (or a blogger) a “scam artist” because you missed out on a free tablespoon of shampoo?


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Know Your Store Coupon Policy!

April 22, 2013

coupon policy

Knowing the coupon policy at your local stores is an important part of saving money! Not only will it save you confusion and embarrassment at the checkout lanes, but since every store has a different policy (how many coupons they will accept, how many like-coupons they will accept, how many and up to what value they will double coupons, what types of coupons they accept, etc)

Most stores have made it easy for you by posting their coupon policy online. You can usually find it through the “customer service” section of your stores website. If you can’t find it on their website, email their customer service department and ask them to mail you a copy.

Some key questions to ask or to look for in the store policy:

  • Aside from the traditional coupons from the newspaper and magazines, what kind of other coupons do they accept? Printable coupons? Digital Coupons (i.e. Upromise, Cellfire, SavingStar, etc)? Competitors coupons?
  • Do they accept printable coupons for a free product? What about coupons for free product that also require an additional purchase (Buy One Get One Free, etc)?
  • Is there a maximum value of coupon that they will accept?  Many stores now only accept printable coupons with a value of $5 or less, but still accept traditional coupons for any value (although high-value coupons may require manager approval).
  • Do they double or triple coupons? If so, is it every day or just on certain days? What is the maximum value of coupon that you will double and to how much?
  • Is there are maximum number of coupons that they will accept or that will double per transaction? A maximum number of like-coupons that they will accept or double?
  • Do they allow overage on coupons or will the value of the coupon be adjusted down (for instance, if an item is for $0.79 and you have a $1 coupon, will they allow you to use that extra $0.21 towards the rest of your order?)?
  • Will they price-match with other local stores if you bring in their ad?

This is the type of information that you need to have about each store if you are going to be successful at saving money honestly.  For example, if your store policy is to only double 2 of the same coupon per transaction, then you are going to need to plan your transactions in a way that lets you maximize your savings!

:: Walmart Coupon Policy

:: Target Coupon Policy

:: CVS Coupon Policy

:: Rite Aid Coupon Policy

:: Walgreens Coupon Policy

Looking for more Extreme Couponing tips? Make sure that you check out all the posts in my Coupon 101 and Coupon Ethics sections!


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Are Coupons a Discount or a Form of Payment?

April 19, 2013

cashier

This question tends to cause much confusion, especially among cashiers and newer couponers.  I’ve always made my feelings clear:  as far as the store is concerned, manufacturers coupons should ALWAYS be a form of payment, not a discount.

Right now, you might be thinking:  “How can you say they aren’t a discount?”

The answer is simple:  the store gets reimbursed the full amount of the coupon (as well as a small handling fee).  Handing a cashier a $.50 coupon is no different than handing them 2 quarters.

It gets tricky when you factor in store coupons and special promotions.  Many stores will issue a coupon, for example, giving you $5 off your $30 purchase and then in the fine print have something like “$30 must be spent after all discounts have been applied” (which is actually the wording on most Giant coupons).  Does this mean that the value of your coupons don’t count towards meeting that $50 threshold?

The answer is simple:  it depends.

At Walgreens: their policy is clearly stated on their coupons….the threshold must be met AFTER all coupons have been applied.

At CVS: in the absence of any wording to the contrary, the threshold should be met before any coupons have been applied.

At Rite Aid:  They tried to word their coupons so that you needed to have met the threshold after coupons, but seemed to have quickly changed their minds on that and most coupons no longer carry that wording.

What about your grocery stores?

I can only speak for the stores in the Philadelphia area, but for the most part, the following rules apply:

1.  Threshold must be met before the face value of the coupon is applied.

2.  The “doubled amount” of the coupon generally will reduce the “credit” that you get towards meeting your threshold, as that is considered a store discount.  Let’s look at 2 scenarios:

Scenario A.  you have a $5 off $30 coupon and you have 10 $.75 coupons (and your store participates in “full doubles”).  The store might be justified in requiring you to have $37.50 in product before allowing you to use the $5 off $30 coupon.  The reasoning behind this is that the STORE is giving you an extra $7.50 in discounts for your coupons due to their doubling.  When that additional $7.50 from the doubling is applied, your $30 purchase is actually only a $22.50 one!

Scenario B.  you have $30 in items, 10 $1 coupons and a $5 off $30.  You would only need to purchase the $30 in items (because most stores don’t double $1 coupons, so there are no additional discounts).

You can often avoid any problems with Scenario A simply by handing the store the $5 off $30 coupon first.  However, don’t be upset if a cashier having a bad day tells you that you need to purchase that $37.50 for Scenario A.  You would be justified in arguing with them if you are trying to do Scenario B, but the bottom line is:  the doubled value of a manufacturers coupon is a store discount.  If they want to exclude that value, it’s up to them.

3.  In most cases, the registers at the Philly-area grocery stores aren’t programmed to reject a store coupon due to the value of the doubles given….but some coupon-unfriendly cashiers are. 

4.  The Store Manager/Director (not the Asst. Manager, Lead Cashier or Customer Service Rep) is often your best friend when it comes to using manufacturers coupons.  I have had transactions where the Store Manager may not have been able to figure out how to adjust the value of a coupon down on the register, but they sure did understand the philosophy of coupons (that they are considered “cash”).

Is this post meant to be a warning or meant to scare you off stacking store coupons with manufacturers coupons?  Absolutely not.  What is is meant to do is to arm you with the information you need to stack those coupons with as few problems as possible.

Do you still think of coupons as a discount?  Or are you finally willing to look at them the way that I do:  as tiny little Gift Certificates from the manufacturer?


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Coupon Organization | The Coupon Binder System

April 18, 2013

coupon binder

One question that I get all the time is:  “How do you organize your coupons?”

There are many different ways.  You can:

  • throw them in your purse and hope to one day be able to find them again
  • throw them all in one envelope and leave the envelope on the kitchen counter until they expire
  • buy one of those nifty “official organizers” that divide up your typical 223-aisle grocery store in to 6 pockets
  • use the binder system…the best and most efficient way (obviously so because that is what I use!)

So what is the binder system?

The first thing to do is to find a zipper binder (one of those binders that are usually marketed for the storing of CDs).  A regular 3-ring notebook will also work, but at least with a zipper binder you can keep the mess “contained” when and if you drop it.  I found a great one at Target for only $10.

The next thing to buy is baseball-card pages.  FYI – they are much cheaper at Target and WalMart than they are at Staples.  These can be easily found in packs of 30 or 60 right by the Pokemon card display.  A pack of 60 pages should run you about $10.

The last thing?  Tabbed page dividers…just like you had in high school!

Then it’s just a matter of creating as many sections for your binder as you want and filing the coupons each week in the appropriate section (although I cheated and ordered them already made from here.  I know myself and I tend to be a perfectionist.  The $14 was money well-spent compared to the hours I knew that I would have used up trying to get my dividers “just right”.  I know – I need help!)

This is mine

Each pocket only has coupons for 1 item in it, so I can easily flip through to see exactly what coupons I have at any given time…meaning I don’t hide the coupons for Glass Plus behind the Windex.  This also allows me to easily see the expiration dates for any coupons at any given time.

One thing that I also love about this binder is that it has these great pockets in the front, for those times when I print off coupons but haven’t had a chance to print them or for those “crazy” weeks where there are 3 inserts in each paper and I bought 10 copies of the paper.  It’s my To Be Clipped section.

And where do I take this binder?  EVERYWHERE!

It fits very nicely in the seating area of grocery carts.  When my daughter is insisting on sitting there, it sits open on the lower rack.  It creates a bit of bending in those cases, but I look at it as getting my exercise in!

I used to plan my trips, make my lists, pull my coupons and throw them in an envelope before I left for the store.  I stopped doing this for many reasons

  • I would often be at the store and find an unadvertised sale that I knew I could match with a coupon…but my coupon binder was at home so I lost out!
  • Sometimes the store was out of stock or I changed my mind about buying something once I got there.  I ended up having to refile my coupons (and I hate filing!)

So how are you currently storing your coupons?  Is there one method that really works for you…or really does NOT work for you?


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Coupon 101: Top Couponing Mistakes

April 17, 2013

If you are a newbie to couponing, it is easy to go overboard once the excitement of all that free and nearly-free stuff sets in.

Here are some of the top mistakes many people make (and I made some of them myself!) when they start using coupons:

Sacrificing your family’s health for the sake of the deal: The truth is, sometimes the best deals are for foods that can best be called “junk food”. Your family eating habits should never be compromised just because you can get a good deal. Yes, grapes are more expensive than fruit snacks. That doesn’t mean that you should stop buying grapes and start handing out only fruit snacks all the time. The savings on the fruit snacks is not worth forgoing the benefits of grapes.  Balance is the key!

Building too big of a stockpile: I know people who literally have 50 tubes of toothpaste. Do you know what the problem is? Toothpaste has an expiration date! Unless they are running a small dental office (or are the Duggars), there is no way that they can use that much toothpaste before it expires, especially when they continue to add to the stockpile each week/month. Extreme couponing is just that – extreme and there is no reason to go nuts each week. Certain things can always be found for free or nearly free almost every week, especially if you have a CVS, Rite Aid or Walgreens near you.

Buying things that your family normally doesn’t need or like just because it is a “good deal”: If your family doesn’t normally eat/like Hamburger Helper (for example), it doesn’t matter how good of a deal you can get on it. Unless you are planning on donating that Hamburger Helper and/or they are part of a moneymaker Catalina deal, spending even one penny on it is wasting money.

Letting good coupons expire: the two main reasons this happens? Not being organized or waiting too long for a better deal. I am a strong advocate of the coupon binder because it allows you to clearly see the expiration dates of all of your coupons. As for the waiting too long? Sure – it’s great when you can combine, for example, a coupon for a free item with a BOGO sale to get both for free. But you can’t count on that BOGO sale and do you know what they call an expired coupon for a free item? Recycling!

Letting couponing take over your life: As far as I am concerned, there is no amount of savings that is worthy of neglecting your family. As you get better, you get quicker, but in the meantime, don’t try to figure out the deals yourself. That’s where this site comes in. Make sure you keep checking the drug store deals and grocery store deals that I have posted to make sure you haven’t missed anything!

Couponing and saving money should be a way of life…it should not BECOME your life.

What are some mistakes that you have made, or lessons you have learned?


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Share The Coupons With Other Shoppers!

April 16, 2013


I always joke that you can tell when it is the last few days of the month and I have been at the grocery store….because you can follow the trail of soon-to-be-expired coupons behind me!

By clipping my coupons each week and filing them in my binder, I often have coupons each week that will expire that I may not use.

And so, I become “The Coupon Fairy”…and you can be one too!

Are you in the cereal aisle and there are no good sales and you don’t really NEED cereal that week, but have coupons that will expire before you go shopping again?  Simply drop the coupons on the shelf!  The next person looking to buy cereal may be able to use them!

I no longer have children in diapers, but I always clip the diaper coupons.  Why?  Because I drop them on the shelves whenever I am in the store.  I remember the 8 years that I spent buying diapers every.single.week and every bit of savings helps! It’s a way to do your good deed for the day!

My friends have cats and I don’t (partly because Brad is allergic and partly because I think cats are evil creatures who suck out the breath of children), but each time I see them in the inserts, I clip the cat food and litter coupons and give them to them.  I also make it a point to let them know when those coupons can be maximized with a really good deal.

How do you share your savings with others?

Looking for more tips on how to Save Money With Coupons? Make sure that you check out all the posts in my Coupon 101 and Coupon Ethics sections!


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Coupon 101 | Don’t Pull a Gun When Your Coupon Is Rejected!

March 8, 2013

po76621qso

We’ve all been frustrated when our legitimate coupon was scrutinized and then rejected, but if there one coupon tip that I can give you?

Don’t wave a gun in order to save $1!.

Sounds simple – right? It seems it was too simple for a Walmart shopper in Wakulla County, Florida.

After having her coupon bid rejected, Alday allegedly called Stockslager “a bitch and other foul names” and intentionally struck the worker with a shopping cart. As Alday was escorted out of the store, she reportedly warned Stockslager, 48, not to follow her. The Walmart worker replied that “she was going to get her vehicle license plate number.”

“If you follow me, I have something in my car for you,” Alday warned.

I know that some of you take using coupons very seriously and so do I…but there is no amount of free toothpaste that is worth pulling out my Smith & Wesson (if I actually owned one, which I don’t…because I HATE guns and it was a major coup in our house to allow our sons to even have AirSoft guns and it was ONLY because I knew all their friends and they would LITERALLY be the only one of their friends without one)

Hennyway….

Actions like this make the news or go viral on The Internets and make reasonable people who use coupons look bad. Of course – YOU are not going to pull out a gun or just go nuts when things go wrong using coupons, but cashiers get a little extra nervous when things like this hit the news. It causes them to look at you as if you might be one of “the crazies”, or just be afraid of you. At the first sign of agitation, they are more willing to call a manager (which is actually usually a GOOD thing) or security (a bad thing).

So my advice? Be calm, be polite and, for The Love Of All Is Good And Holy, don’t pull out your gun over a coupon!

And here most of you thought that was just plain common sense……..

Looking for more Extreme Couponing tips? Make sure that you check out all the posts in my Coupon 101 and Coupon Ethics sections!


This post may contain affiliate links. Read my disclosure policy.

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