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Coupon Policies: Philadelphia Grocery Stores

Grocery cart

People don’t seem to realize how different coupon policies can be from store to store.  Quite frankly, it is the coupon policy that is often the deciding factor in where I shop.

Most grocery chains give individual managers a bit of latitude to tweak the policy for their store.  If your store is different from what I have listed, please feel free to leave a comment letting us know how your store differs (go ahead and make up a fake email like spam@yahoo.com if you want to protect your privacy!).  I will also be adding the link to this post the the New?  Start Here! page and will update this post with more local stores as I get information on them!

In all cases, the stated store policy is that no overages will be given.  If the value (or doubled valued) of the coupon exceeds the item price, the value of the coupon should be adjusted down.

All stores require the use of a loyalty card in order to get advertised savings and double coupons.  Loyalty cards can be obtained at the Customer Service desk.

The policies at the stores that I currently cover on this site are:

Acme

Sale ads run Friday through Thursday

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50.  No limit on the number of coupons that they will double.

Accepts Internet Printablecoupons up to a value of $5.  Does not accept Internet Printables for free items.

Frequently puts store coupons in their circular that can be stacked with a manufacturers coupon.  A store coupon is most recognizable by the lack of numbers under the bar code and no “Remit To” address (they also put manufacturers coupons in their circular)

Most stores ask that you have your coupons pre-approved when using self-checkout.

Many stores will honor “$X off $XX” coupons from other local stores.

Has an Avenu program where store coupons can be loaded on to your card.  These savings can be used in addition to manufacturers coupons.  Coupon selection changes daily.

Genuardi’s

Sale ads run Friday through Thursday

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50.  No limit on the number of coupons they will double

Accepts Internet Coupons with a limit of 1-like IP per customer per day.

Frequently puts store coupons in their circular that can be stacked with a manufacturers coupon.  A store coupon is most recognizable by the lack of numbers under the bar code and no “Remit To” address.

Participates in the Proctor & Gamble eSaver program which will load P&G coupons directly on to your card

Giant of PA

Sale ads run Sunday to Saturday.

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50 (although this seems to vary by area)

Only doubles 1 like-coupon per transaction.  If you are buying 4 boxes of Cheerios and have 4 identical $.75 Cheerios coupons, only 1 of the coupons will double.

Accepts Internet Printable coupons up to a value of $5.  Does not accept Internet Printables for free items.

Frequently has “Dollar Doubler” coupons in the insert.  These can be used with any $1 coupons that you have.  There is minimum purchase to use them (usually $15), although this minimum purchase is not “per coupon” (in other words, if you want to use 4 $1-Doublers, you don’t need to spend $60…$15 is enough.)

It is to your benefit to sign up for their email list.  You will receive 1 weekly email and 1 monthly email.  The monthly email typically includes store coupons.

SuperFresh

Sale ads run Friday through Thursday

Doubles coupons up to $.99.  A $.75 coupon has a value of $1.50 (although this seems to vary by area)

Corporate policy is that they will only double 4 like-coupons per transaction.  This limit has been lifted at many stores.

Does not accept Internet Printable coupons.

Frequently has Triple Coupon weeks or weekends.

 

If you would like to help update this list with the policies from other Philadelphia-area grocery stores, please feel free to email me or leave the info in the comments!

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This post may contain affiliate links. Read my disclosure policy.

Feeding a Family on $50 Per Week: Part 5

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New to this series?  Check out Part 1, Part 2, Part 3, and Part 4

You know – every time I sit down to write one of these installments, I swear that it is going to be the last one.  Then I actually start to write and realize how much there is to say…..looks like there is going to be a Part 6!

There is really only way to be successful at feeding a family on only $50 per week..and that is through menu planning.

I know that you have heard of menu planning before.  I know that it sounds hard.  I know that it sounds boring.  I know that it sounds like something only a person with OCD would do.  You may be right, you may be wrong.  I don’t really care what people think about menu planning.  It works, and that is enough for me!

First let me say that there is no “right” way to menu plan.  If you are still building your stockpile, it will be harder to do, as you will be at the mercy of what you have on hand combined with what you can get at the stores (on sale, of course).  As your stockpile gets larger, you will find meals easier and easier to plan

Let me also say that menu plans don’t have to be set in stone.  I typically don’t like to assign days to each meal.  I plan my meals on the weekend, usually shop on Sunday or Monday and I then know that I have all the ingredients that I need for the week.  I also like to give myself some flexibility by scheduling a “who cares if we don’t do it?” night (usually one of our pasta nights).  That way if I am having a bad day and the kids are driving me nuts and I would rather firebomb my kitchen than cook dinner, I can just shelve that one night and tell my husband to pick up pizza on the way home (note:  does not apply with my current Month of No Spending).

So how do you get started?

For most people, breakfasts and lunches are the easiest to plan.  If you are using coupons wisely, you can get a nice stockpile of cereal.  One thing that I like to do is make pancakes, french toast or waffles on the weekends…but then I make a quadruple batch of each and freeze them.  By alternating days (waffles on Saturday, pancakes on Sunday, an entire loaf of French Toast the following Saturday), we always have them in the freezer for an easy breakfast that my children love.  Considering the cost of these (and syrup isn’t that expensive), you can create an entire week of breakfasts for just a few dollars.  Lunches can be just leftovers, sandwiches, soups and salads.  We don’t get fancy for lunch.

It’s dinner that gives people the most problems.

One of the first thing you need to do is to take an inventory of your refrigerator, freezer and pantry.  Do you have any cooked chicken left over from the other night?  Some produce or dairy that needs to be used up?  Make a list of those items.  Did you get a good deal on a roast or chicken that you have in the freezer?  Make a list of potential meals based on what you have on hand.  Check out AllRecipes, Food Network, $5 Dollar Dinners or A Year of Crockpotting for some ideas for new recipes.  Another great source of recipes?  The back of the box or can!  Take a look many of the canned tomatoes, broths and pastas in your cupboards…most of them will have a recipe on them!

Look for recipes that you can double or triple.  Are you planning on making a lasagna or casserole this week?  What about doubling or tripling the recipe and making some extras for another week?  Not only will this save you time that week, but if money is tight one week because of unexpected expenses, you will have one less thing to worry about!  I even like to have Baking Days and (what I call) “Mama Leone Day”, when I make muffins, breads,cookies, lasagnas, pasta sauce and baked ziti and just freeze it all!

Grab your circulars (if you are lucky like me, they will come with your regular mail each week.  If not, many grocery stores now have their circulars online) and check out what is on sale.  Every week most stores have what they call a “loss leader”.  Is chicken on sale at a ridiculously low price?  Pork Roast?  Look for recipes that use these items.  Are strawberries on a BOGO sale?  Then it’s a perfect week to have strawberry smoothies for breakfast!

Now grab a sheet of paper and list your meal ideas

On a separate sheet of paper, make a grocery list of the items that you are going to need to complete the recipes.  While you are at it, make a list of anything that you noticed that you are running low on when you were taking your inventory (eggs, ketchup, jelly, etc) and add that to your grocery list!

I know that this seems like an awful lot of work.  I don’t want to lie to you…it is in the beginning.  But please believe me when I say that it gets easier the more you do it.  I am now at the point where I have enough recipe ideas in my head and enough of a stockpile that I can devote no more than 30 minutes per week to menu planning…and it’s usually done while I am sitting on the sofa catching up on my Tivo!

Next in the series?  With your menu plan and your grocery list, we are going shopping the smart way!

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SuperFresh: 2/6 to 2/12/09

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This post is part of The Grocery Gathering hosted by BeCentsAble.  To find the best deals at your local store, please visit her site!

With a sale ad like this (including very few coupon matchups), I can understand why SuperFresh is closing 5 stores(although my sister is very upset…she loves her store in Bel Air, MD!).  There are very few things that you can’t get cheaper at another store this week!

The Best Deals of the Week

Fresh Express Garden Salad:  $.99 through Monday/$1.99 the rest of the week (use $.75 blinkies to get it free to $.49)

Large Red Seedless Grapes:  $.97/lb

Fresh Boneless Skinless Chicken Breast:  $1.97/lb

Coca Cola:  $2.88 (limit 4)

Progresso Classics Soup:  $.99 (use the $.50/2 from the 1/4 SS)

Kellogg’s Eggo Waffles:  3 for $5 (use the $.75 from the 12/14 RP)

Ragu:  2 for $3 (use the $1/3 from the 1/18 RP)

Suave Shampoo or Conditioner:  $.89 (use the $1/2 from the 1/11 RP)

Thomas’ Twin Pack English Muffins (12-pack):  $1.88 (this is actually a really good price!)

Americas Choice Cheese Bars:  $1.99

Yukon Gold or Red Potatoes (5 lb bag):  $3.88

 

Did you see any good deals that I missed?  post them in the comments!

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Feeding a Family on $50 Per Week: Part 4

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New to this series?  Don’t forget to read Part 1, Part 2 and Part 3!

This was originally set to be the final part of this series…until I started typing and realized that it would be way too long of a post (and I’ve been sick since Tuesday afternoon and that part of the post requires more thinking than I can do right now).  Part 5 should go up tomorrow!  Sorry!

This part of the series takes you to the supermarket with me.  When I say that I spend $50 per week, I only include the cash that I pull out of my wallet.  As a reminder, I am in what I call “stockpile maintenance mode” and as I have said several time before (including in Part 3), I did not build my stockpile on $50 per week.  In the span of 1 year, I went from about $150-$175 per week with a mostly empty pantry to $50 per week with a pantry and freezer that is so full that I put myself on a spending freeze for the month of February.

Here’s an approximate breakdown of where the $50 goes each week:

Milk:  $7-$10.50  unfortunately, there is no getting around this cost or reducing it.  We go through 2-3 gallons of milk per week and Pennsylvania sets minimum milk prices.  A gallon of 1% is approximately $3.50.  I am able to stretch it and only go through 2 gallons per week when I can get good deals on soymilk (for baking and my coffee) or evaporated milk (diluted and used for baking only.  many recipes call for undiluted evaporated milk anyway, since it gives the recipe extra creaminess/body).  I know that some people suggest powdered milk, but I can never bring myself to try it (it just skeeves me out).  I envy people in other states where they allow sales on milk…in PA, a “sale” is selling it at the state minimum.

Bread:  $2-3  I can usually get whole wheat sandwich bread on sale for $1-$1.50 per loaf.  We go through approximately 2 loaves per week. I make “dinner breads” and muffins from scratch.

Eggs and Dairy:  $5  I typically alternate these, as both will keep for 2 weeks or longer (seriously – check the expiration dates).  One week I may get 3 dozen eggs for $4-5 (depending on sales and if those sales include Egglands, since I usually have coupons for Egglands).  The next week I may get 15-20 Yoplait Yogurts for the same $4-5 after sales & coupons.  Sour cream can usually be had for $.66 a pint (Daisy brand after sale & coupon).  “Regular” cheese are purchased at stock-up prices and frozen and are not part of the normal dairy spending.

Fresh Produce:  $12-15  whatever is in-season and cheapest.  Right now, it is bananas (about $5 per week), apples (usually a 5lb bag will last 2 weeks and they have been $.99/lb lately), bagged salad when I can get it for free (Fresh Express on a 10 for $10 sale with a $.75 coupon that is doubled up to $1) or a head of Romaine.  Baby carrots can always be found for $1-$1.50/1lb bag.  A pint of grape tomatoes for $2.50.   Potatoes & onions are always on sale for about $4/bag and will each last 2 weeks (alternate weeks with buying them).

Everything else/the stockpile:  $17-20 per week + any Catalinas and Extra Care Bucks and gift cards.  This includes frozen fruit & veggies, chicken broth, meats, cereals, cheeses, pastas, baking mixes, flour; toiletries and cleaning products at CVS, etc. 

The $17-$20 goes to deals like this or this.  In the weeks where I am unable to do these kinds of deals I will usually just carry the some or all of the balance over until the next week.  For an example of a shopping trip where I just get a few stockpile items and don’t carry over a balance, click here.

As for cleaning items and toiletries?  I have been rolling the same $40 Extra Care Bucks at CVS + about $1-2 cash per week for over a year now.  I haven’t paid money out-of-pocket for toothpaste (except 1 certain one that only my older son uses), shampoo, conditioner, body wash, deodorant, shaving cream, razors, pain reliever or cold/allergy medicine since about a month after I started “CVSing“.  The same is true for Rite Aid.  The first month I did about $30 in deals, paid about $25 in cash (after coupons) and got a $30 Single Check Rebate.  I simply took that check to RiteAid and converted it in to a Gift Card and I use that gift card to do more SCR deals.  By repeating this process each month, I haven’t pulled a dime out of my wallet at Rite Aid in more than 6 months and have walked out with a whole bunch of products!

I take advantage of the $10-25 Gift cards for transferred prescriptions all the time (we just have a flouride prescription that we don’t have to pay for anyway)…every month I “make” $10-$25 at Rite Aid, CVS or a grocery store by “prescription surfing” for the gift cards (note:  if you are going to do this and have multiple prescriptions and are put on a new and different one, you must tell the pharmacist about any other prescriptions you are taking!).  Those gift cards go towards things that I need, but for which I sometimes can’t get a good deal (like toilet paper, paper towels, etc).

But by thinking ahead, I can always find good deals.  For instance, back in June/July I purchased 70 boxes of Kleenex for $12.50 by combining a Catalina deal with coupons and doing the deal several times.  People thought I was nuts for buying that many especially in the summer….but it’s February and that stockpile of Kleenex is still going strong (although I’ve put a serious dent in it this week!).  I am down to about 30 boxes which means that I will actively start looking for the next Kleenex/Puffs deal to start replenishing. Dishwasher detergent?  I have a 2-year supply of Electrasol by combining a $2.50 coupon with it being on sale for $2.99-$3.25 (the $2.50 coupon has come out twice in the last few months). 

The bottom line? 

It is very rare that I buy something that isn’t on sale (a real sale, not one of those “let’s knock $.09 off an item and call it a sale).  It is also rare that I don’t use a coupon for those sale items (even rice, butter, sugar and flour have coupons that can be combined with a sale if you look hard enough).

Learn to live off your stockpile, replenishing when you get the deals.  Meats freeze – so do cheeses, breads, etc.

Respect the stockpile by rotating it.  Frozen bread is no good if it has freezer burn.  Pancake mix is no good if it has been sitting in your pantry for a year.  Use a “First In, First Out” system to avoid any waste and make your stockpile work for you.

Learn that food is nourishment, not emotional fulfillment.  I don’t look for my food to give me happiness (well – except Snickers bars).  When I want the “indulgent” food, we budget for it accordingly.  When I want to give my family tasty food to give their bodies fuel for the day, I look online for recipes using what I have in the house.  Believe me – grab almost any 3 items out of your pantry/freezer and Google the 3 of them in 1 search….you’ll find a recipe that uses them!

The next and final installment?  A few weekly menus for our house with plenty of links to recipes and resources.

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Feeding a Family on $50 per Week: Part 3

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Are you new to this series?  Don’t forget to read Part 1 and Part 2!

As I have mentioned before, I did not get to my current weekly budget overnight.  When I started my journey to (what I like to call) Psychotic Couponing, I was spending approximately $150 per week.  At the time, I was pretty proud of myself because that total was after sale prices and about $30 in coupons each week.

That was just over a year ago. 

There’s a few things that I need to mention as they are a huge part of how I am able to keep my grocery bill so low:

1.  We have no food allergies in our house (other than the allergy my husband seems to have to healthy food)

2.  I live in an area where all grocery stores double coupons up to $.99.  A $.75 coupon has an actual value of $1.50.  This fact alone makes it much easier for me to keep my grocery spending so low

3.  I am a stay-at-home mom who lives less than 5 miles from 4 major grocery stores, a Rite Aid, 2 CVS stores and (soon) a Walgreen’s.  While I don’t visit all of them each week (typically 1-3 per week), I do have the flexibility of just “popping in” to one if I am on my way home from a playdate or appointment.

In Part 1 I spoke about the importance of using your freezer and pantry to hold your stockpile.  The question is, how do you create your stockpile with a minimum amount of money?

  1. Find the coupons
  2. Get them organized
  3. Either create a price book or find a site that details the best deals at your area grocery store.

The first, second and third are easy.  I could take up space here going over them, but just by clicking on the links you will get all the information you need.  Let’s skip right to #4 & 5!

4.  Look for items that you can get for free or close-to-free each week with a sale and coupon (and that you will use, not that you need right now) and stock up on those items as much as you can

Almost every week, there is something that you can get for free (if your store has double coupons) or close to free. Occasionally it will be your favorite products, but very often it is a new-to-the-market product.  Sales at the store are often subsidized by the company, especially in the beginning as companies hope to to hook you on their new product.  The best recent example I can give is Green Giant Valley Steamers.  Since they came out there have been lots of $.50 coupons and just as many 10 for $10 and 4 for $5 sales…..and I haven’t paid a penny for one of them.  If you have a CVS, Walgreens or Rite Aid near you, there is almost always shampoo, toothpaste or something similar that is free after Extra Care Bucks, Register Rewards or Single Check Rebate.  Get in the habit of scouting out those deals until you have a nice little stockpile! (still not convinced on the value of stockpiling?  Click here )

One of the reasons that my weekly budget is so low is because I no longer pay for shampoo, conditioner, body wash, toothpaste, toothbrushes, baby wipes and many other toiletries.  I have stocked up on these items when there was an amazing deal at the drug stores and now I don’t even have to think about buying those things.  I just keep an eye out for the next deal (and the good thing?  They come with enough frequency that I either skip a bunch or get them for free and donate them!)

5.  Look for Catalina/ECB deals.  Roll your Catalinas/ECBs for as long as you have coupons or storage space.

When I say that my grocery budget is $50/$57 (depending on if I am counting in my diaper budget) per week, I don’t include Catalinas and ECBsMy budget is based on the money that I physically pull out of my wallet, not the total at the register.  Almost all stores (I believe that WalMart is an exception…shocking, I know!) offer Catalina deals and when you can combine a Catalina deal with double coupons, you can seriously clean up!  Check out this post, this post and this post to see some examples of how Catalina Deals have helped me to stock up on an obscene amount of groceries for an average of 95% off.  Incredible stock-up opportunities like that happen about once every 4-6 weeks and I take full advantage of them.  They help to make up for the weeks where I “only” save 50%!

Repeat #4 & #5 the following week and every week until you hit the lottery and hire a personal chef and shopper with your $624 million(and don’t forget to invite your friend Mindi to your mansion.  I’ll bring Bisquick!).

The next post (and possibly final) post in the series?  You get to go shopping with me, see how my $50/week breaks down and what I feed my family!

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Around the Blogosphere: 1/25/09

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You know what happens when another site links to me?  It pops up on my WordPress Dashboard  and I click through the link to make sure nobody is calling me names.  So far, so good (on the name calling part). 

Guess what also happens?  I go poking around your site and usually find some gems!

Some of my favorite posts from the past few weeks include:

I think my absolute favorite for the past few weeks was a guest post on Wide Open Wallet written by Saver in the CityGrocery Store Mind Games

 Mercedes (I think I’m developing a full-blown “girl crush” on her)posted a great article entitled “Would You Do This If you Didn’t Have To?”  It’s a great topic!  I know that if money was no object, I would have a hard time switching to “non-frugal mode”!

My New 30 popped up on my Dashboard just the other day and when I clicked through I found a site full of recipes that my husband will LOVE.  As you may remember, I have Bisquick coming out of my ears and her Bisquick Biscuits with Chorizo Sausage Gravy looks wonderful (as do the other Bisquick recipes in the post).  The recipes may not all be frugal and they may not be diet-friendly…but they sure do look good!  Make sure you check out her Healthy & Delicious High Fiber Pancakes (made with Bisquick!) 

If you’ve been couponing for more than 2 months, you probably have more crescent roll coupons than you know what to do with!  TidyMom posted a recipe for Chocolate Crescents that is wonderful!  I’m thinking that I can stock up with the next sale, make these and freeze them until I’m ready to bake!

I’ve been meaning to post this for over a week, but Kendra at Shopping For Two has updated her Budget Spreadsheet and I just LOVE the tweaks that she made!    This is the same spreadsheet that we use each month to create our Family Budget.  To get the spreadsheet, simply sign up for her email list.  Don’t worry – she only sends a few emails a month and they are packed with valuable information (and she’s a sweetie!)! 

Did you see any other great posts or would you like me to read one of yours?  Send me the link!

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Giant of PA: 1/25 to 1/31/09

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This post is part of The Grocery Gathering hosted by BeCentsAble.  To find the best deal at your local store, please visit her site!

If you have been collecting Gas Points (meh -phooey!  Giant Gas deals combined with their coupon policy have pretty much driven me from that store and straight to the other 3 stores with a better coupon policy and that have Catalina deals.  The sad thing is, I would be stocking up like crazy with deals #2 & 3 if it was a Catalina deal.  As it is, I see no reason to drive 25 minutes past gas stations that are already cheaper and better than Giant Gas just to get a $.20 discount on their inferior and more expensive gas. OK – enough ranting.), this is your final week to earn them! 

Page 1

Lay’s Classic Potato Chips:  BOGO

Nabisco Ritz Crackers:  2 for $5 use the $2/2 from the 1/25 SS or the $1 tearpads for Toasted Ritz

Buy any 4 General Mills Cereals and get $4 off instantly (coupons in recent SS inserts and here here here here here

Red or Green Seedless Grapes:  $1.29/lb

Giant Cherry Berry Tomatoes:  BOGO (works out to a great price!)

Ball Park Beef Franks:  BOGO (use the $1/2 from the 1/25 RP)

Page 2-3

Gas Deal #1:  Buy any 3 and save $.20 per gallon

If you have any of the $1 tearpad coupons for the Kraft Parmesan Cheese…otherwise everything is pretty pricey

Gas Deal #2:  Buy any 6 and save $.20 per gallon

Kraft Real mayonnaise or Miracle Whip:  $2.99 (use the $1/2 from the 1/18 SS)

A1 Steak Sauce:  $2.99 (use the $1 from here)

Kraft Salad Dressing:  4 for $5 (use the $1/2 from the 1/18 SS)

Nabisco Ritz or Toasted Chips:  2 for $5 (use the $2/2 from the 1/25 SS or the $1 tearpads for the Toasted Chips that were around 2-3 weeks ago)

Kraft macaroni & cheese:  3 for $2 (no coupons, but if your store has catalina deals, this is the best deal because the Catalina deal is Get $4 OYNO…so if you have the Catalina deal you can buy 6 for $4 and get a $4 catalina.  Buy another 6 in another transaction and use the $4 Catalina to pay for those and get another $4 Catalina.  Continue for as long as you have pantry space or the store has Mac & Cheese.  Thanks for the tip Mercedes!)

Planters Dry Roasted Peanuts or Cocktail peanuts:  2 for $5

Nabisco Snack Crackers(not including Ritz):  2 for $4 (use the $2/2 coupons from the 1/25 SS and the $1/2 tearpads)

Marzetti Veggie Dip:  $3.29 (use the $.50 from hereand the $1 from the 11/9 RP and the $1/2 from the November Redbook or the $.55 from the December All You)

Sunkist Pistachios:  $4.99 (use the $1/2 from the 11/2 & 12/7 SS)

Nature Valley Granola Bars:  2 for $5 (use the $1/2 from the 1/4 SS)

Betty Crocker Fruit Shapes:  3 for $6 (use the $1/2 from the 1/4 SS)

Gas Deal #3:  Save $.20/gallon wyb 7

Breakstone’s Sour Cream:  3 for $4 (use the $1/2 from the 1/25 RP)

Totino’s Pizza Rolls:  10 for $10 (use $.35 from the 1/25, 1/18 and 1/11 SS and the $1/2 from here here here)

Johnsonville Bratwurst:  $3.49 (use the $1 from the 1/11 SS)

Martin’s Kettle-Cooked Potato Chips:  BOGO

Pringles:  10 for $10 (use the $.30/3 from the 12/14 P&G or the 1/25 RP)

Emerald of California Peanuts:  2 for $4

Ken’s Steak House Marinade:  BOGO

Hefty Foam Plates:  3 for $5 (use the $.50 from the 1/18 RP)

McIlhenny Tabasco Sauce:  10 for $10 (use the $.50 from here to get it free after doubling)

Page 4

SuperPretzel or PretzelFills:  2 for $4 (use the $1/2 or the $.75/1 from the 12/14 & 1/25 RP)

Hanover Gold Line vegetables:  3 for $5 (use the $1/2 from the 10/26 RP)

Page 5

Hillshire Farms Polska Kielbasa or Smoked Sausage:  BOGO (use the $1/2 from the 1/25 RP)

Johnsonville Smoked Bratwurst:  BOGO (use the $1 from the 1/11 SS)

Helluva Good Dip:  2 for $3 (use the $1/2 from the 12/14 & 1/18 SS)

Kraft Velveeta:  $3.09 (use the $1 from here and here )

Page 6

Betty Crocker Cookie Mix:  3 for $5 (use the $.40 from the 12/14 SS)

McCormick Taco Seasoning:  4 for $2 (use the $.25/2 from the 1/18 SS)

Giant Italian Bread:  10 for $10

Fuze Peach Mango: 10 for $10 (use the $.25 from the 1/4 SS)

Page 7

Rotel tomatoes:  10 for $10 (use the $.30/1 from the 1/18 SS

Campbells Microwave Bowl or Soup at Hand:  4 for $5 (use coupons from the 1/11 SS)

Hanover Beans:  4 for $3 (use the $1/2 from the 10/26 RP)

Chex Mix:  BOGO (use the $.50 from the 12/7  & 1/25 SS)

Page 8

In-ad coupon for Hallmark Expressions Cards:  BOGO

Page 9

Scotties Facial Tissues:  3 for $5 (use the $.50/3 from the 1/11 RP)

Purex 2x Liquid Laundry Detergent:  2 for $6 (use the $.50 from here)

Purina Whisker Lickins Cat Treats:  10 for $10 (use the $1/2 from 10/26, 11/9 & 12/14 RP)

Page 10

Kashi TLC Crackers:  $2.69 (use the $2 coupons from VocalPoint)

 

Did you see any good deals that I missed?  Post them in the comments!

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Feeding a Family on $50 per Week: part 2

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Click here to read the first post in this series.

I know you were probably hoping that I would give you the magic cure for your grocery woes in this post, but there is something more important that needs to be discussed first.

(never fear – this is going to be a fast-moving series and should be wrapped up by Friday!)

You need to change the way you look at family meals and grocery shopping.  If you were hoping that I would let you in on the secret to having crown roasts, veal chops, filet mignon and gouda each week for $50, then you are going to be very disappointed.  Being frugal is about being able to embrace simplicity.  The good news is, after a decade of playing Keeping Up With The Jones’, frugalness and ”getting back to basics” is becoming more popular in this country!  You won’t be alone!

Look for things that you can eliminate or at least where you can cut back.  I love Diet Pepsi as much as the next person, but water (from the tap or a Brita pitcher) is much cheaper and I can get tea bags dirt cheap and make iced tea.  We still have soda in the house…we are just much more mindful of the cost and limit our consumption accordingly. 

Realize that it isn’t necessarily about making big changes, but little ones that add up to big savings.  Juice boxes are convenient, but a half-gallon of apple juice and a cup are cheaper.  Look at the cost per pound between buying a box of 100-calorie packs of Wheat Thins (for which you can rarely find coupons or Catalina deals) and a box of Reduced Fat Wheat Thins and some Ziploc bags (both of which you can get much cheaper!).

Get together with your family and figure out your “non-negotiables”.  By that I mean those items which  you wouldn’t switch brands even if they were giving the other stuff away for free.  For mothers of infants, this often means Pampers.  It may be your brand of coffee or your favorite creamed spinach.  In our house, we can only use Downy Fabric Softener or Bounce, as every other brand makes my middle child break out in hives.  The list will probably be longer in the beginning and that’s ok!  You will find the list getting shorter and shorter as time goes on and you realize that your hair WON’T fall out if you use Sunsilk Extra Moisturizing instead of Pantene Daily Moisture Renewal (although it won’t be long until you figure out how to get both brands for free!)

Become Betty Crocker and stop trying to be Giada & Ina.  The Betty Crocker Cookbook is one book that no home should be without.  It has undergone several revisions over the years, but the basics are still the same.  Look at the recipes in the book:  most of them can be made for very little money (especially if you are in the habit of stockpiling the ingredients).  The popularity of The Food Network has made us think that we need to cook like the TV chefs every night of the week.  While I have more Food Network on my Tivo than anything else and am usually the first in line at Williams-Sonoma when those chefs are having a book signing, I save most of their recipes for special occasions and parties (although Rachael Ray tends to have more everyday recipes that can be made for less money).  Your family won’t love you more just because you serve them lobster risotto instead of chicken and herbed rice.  Check out the $5 Dinner website for more low-cost and yummy recipes than you can ever possibly make!  The mark of a good cook is the ability to take the least expensive cuts of meat and turn them in to something extraordinary.

And don’t tell me that you can’t cook.  The old saying is:  “If you can read then you can cook!”.  And since you are reading this……

Keep your produce purchases to in-season, low-cost items.  We have many weeks where the extent of our fruits are bananas & apples (the 2 least expensive fruits right now) and whatever frozen berries I have managed to stockpile on the cheap.  The veggies may be frozen steam-in-the-bag veggies (that I can get free-to-cheap), along with lettuce, carrots, tomatoes and cucumbers. 

(this would probably be a good time to mention that I am the only person in my house who will eat vegetables other than corn & peas….although my kids are in for a very rude awakening as soon as I get the energy and desire to become MeanestMomInTheWorld and force the issue!  Once I get my kids eating veggies, I will happily increase my food budget by $5-10 per week)

The benefit of keeping your produce selection simple is that you have less waste because you had to have 8 different kinds of fruit that week and didn’t eat all of it before it spoiled.   Stores have been practically giving frozen veggies away the last few months.  If you can stockpile a nice selection of frozen berries (I’m not a fan of frozen melon, but that’s just me), then you can buy the fresh stuff when it is at it’s cheapest and still have a few of your favorites without paying through the nose because it is out of season!

Your family needs to be on board with the changes that are going to be made in the refrigerator, pantry and around the house.  A $50 per week budget doesn’t leave much room for Boboli, Ben & Jerry’s and Brie (unless you can find really good coupons and an equally good sale).   Get together and talk about the changes that you are making and WHY you are making them.  The family needs to work together as a team or you are doomed to failure. 

The bottom line?  You need to K.I.S.S. (Keep It Simple…uh…Silly!)

Simple is good.  Simple has worked for generations.  Simple is frugal.

Simple is the first place to start.

(click here for part 3)

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Feeding a Family on $50 per Week: Part 1

50

I’ve been asked several times how I can possibly feed a family of five on only $50 per week ($57, if you include my weekly diaper budget).  If you are like most people and spending $150 per week for a family of 4 (although from talking to people, I think that amount may be low), the idea of cutting your bill by 66-75% may seem like a pipe dream.

So how do I do it?

To be honest, there are two things without which I would be unable to spend so little:  my extra freezer and my pantry.  Without these, I couldn’t stockpile as well as I do.  Take away my stockpile and I would be spending so much more each week!

The extra freezer has been wonderful and has allowed me to stock up on all sorts of things that I couldn’t  without it.  I can take 15 $.50 coupons to the store when veggies are on sale for $1 and walk out with 15 bags for free without worrying where to store them.  When Acme had the best price I had seen in a year on cheese, I bought 20 bags and threw them in the freezer.  And when Superfresh had chicken for $1.68/lb I bought 15 pounds, divided it in to 1-pound Ziplocs, labeled them and put them in the freezer.  If I had to rely on the freezer in my kitchen, I wouldn’t be able to buy 1/4 of what I do.  By having my extra freezer, I can stock up on items at their rock-bottom prices and have enough of a stash to hold me until the next time prices dip that lowCheck out this guest post from November full of great tips on how a freezer can save you money (thanks again Marcy!)

If you don’t have an extra freezer (we keep ours in the garage), you don’t have to spend a ton of money to get one.  Check out Lowes and Home Depot.  They always have returned items, scratch & dent or floor models that they will sell you at a discount.  It may take a few trips to the store to get one at the right price, but it shouldn’t take long! (Edited to add:  don’t forget to check out Craigs List and FreeCycle as well!  Thanks for reminding me!)

I highly recommend either getting a chest freezer or an extra “top & bottom” refrigerator.  You want something that gives you room to stock up on larger items (like a turkey or ham) or even to stack up homemade lasagna & casseroles!

As for the pantry…

I was lucky enough that my husband built me a pantry when we were finishing the basement, but a pantry doesn’t have to be a separate room.  It could be something as simple as a metal shelving unit in the basement or even a bunch of Rubbermaid tubs stacked up in the garage.  You just need somewhere to catch the overflow from the cabinets.  With my pantry I can stock up on cereal when I get it for $.80 per box, Muir Glen Tomatoes at $.29 per can and so much more!  It even goes beyond food!  If you have the room to “clean up” on these kinds of deals, you will get to the point where you think “Wait – you want me to PAY for toothpaste?  Are you kidding?”.  Did you find a deal where you can get a year’s worth of toothpaste and shampoo for free (like at SuperFresh when they are having Triples or a CVS ECB deal or a great deal at Wags)?  Have no fear! You’ve got somewhere to store it and can replenish your stockpile as you need to!

So how does the freezer and pantry help in the Grand Scheme of Things?

By having my own little store, I am able to plan my meals around what I have, not based on what is on sale that week, rounding out with fresh fruit and veggies, dairy products and bread (although I do buy bread when I can get it super-cheap and freeze that as well!)

Each weekend, I simply think of and double check what I have in my freezer and pantry and with the help of the millions of online recipes out there, I can plan varied menus for the week with a minimum amount of money.  I can even go to the Weight Watchers website or FoodNetwork.com, plug in a few ingredients and a list of recipes that use those ingredients will pop up! 

I can even stock up on certain items with the idea of a Once A Month Cooking Day in mind.  For instance, I now have a bunch of mozzarella, organic crushed tomatoes and pasta that I got dirt cheap.  As soon as I hit a good price on ricotta I’m making a bunch of baked zitis and lasagnas with homemade tomato sauce and freezing them!

If you haven’t yet created a pantry, look around your house and see where you can create one.  Once you have that, you can really start to maximize your savings!

(click here  for part 2 of this series)

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Being Loyal Will Cost You Money

One of the most oft-heard responses that I get, when I explain my couponing ways to a non-couponer is “Oh – I shop at Giant.  They are much cheaper than that store!”.

(note:  I’m using my local grocery stores to illustrate my point, but I assume that the same holds true in your area.)

My absolute favorite store right now is Acme.  If you are from the Philadelphia area and reading this, you might think I’m crazy.  Whenever I tell anyone that I get the best deals at Acme, their response is usually “Acme?  But they are so much more expensive than the other stores!”.  And the truth is, for many things they are (except meat – don’t get me started on SuperFresh meat prices!).

But the other truth?  They have the best coupon policy and the the best Catalina deals (especially since my Giant switched over to those stupid Gas Points!).  But that doesn’t mean that I wouldn’t drop them like a hot potato if they stopped giving the deals!

As a stay-at-home mom who also lives less than 4 miles from 4 major grocery stores as well as 2 CVS’s and a RiteAid (and a Walgreens pretty soon), I realize that I have a flexibility that many others don’t have.  But what I don’t understand is this idea that one store is better than any other. Even the most die-hard Aldi or Costco shoppers have to admit that there are better deals to be found at other stores when you can combine a coupon with a sale! 

So let’s look at some of the arguments for sticking with a particular supermarket:

1.  Yes – checking out 4 different grocery stores(in addition to CVS, RiteAid and Walgreens) each week takes some work.  That’s the good things about sites like this and the other frugal blogs out there.  We do the work for you, cutting your time drastically.

2.  I know that there are some people out there who do all of their grocery shopping in one day and spend 6 hours hitting 4 different stores.  I’m not one of them.  I would rather remove my own liver with a ZooPals spork than spend 6 straight hours grocery shopping.  With gas finally being cheaper, it’s not as bad to make several trips, especially if like me, you need to go back out anyway each week for more milk, more bananas, etc and combine it with any other errands.  There’s no reason that you can’t hit one of the other stores when you have to run back out! 

3.  Some people may stay with one store that they perceive to have more ”coupon friendly” cashiers.  Frankly, I don’t care what the cashiers think about my coupons and I never let myself be treated poorly just because I am using coupons (and this isn’t me “looking down” on those in retail…my husband is a retail manager).  This goes back to the idea that so many people have that they are doing something wrong or “cheating” the store by using coupons.  Those people really need to move past this.  As long as I am following both the stores coupon policy and the wording of the coupons, the attitude of the cashier means little to me (besides – you can just kill those sourpusses with kindness!).

The bottom line is:  no one store has the best prices (every day or sale).  When I think of Pantry Items and Meat Sales, I think of Acme.  When I think of every day produce prices, it’s Giant (with Genuardi’s having the best sale prices).  Right now, Acme holds the favored spot in my heart because they have the best sales and coupon policies. But I can’t remember the last time I “bought” toiletries anywhere besides CVS or RiteAid (where I get them for free).

If you are loyal to one store for all of your shopping, I would love to know….Why?

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This post may contain affiliate links. Read my disclosure policy.