The Importance of An Emergency Fund

If you are trying to get out of debt, you may be following Dave Ramsey and his Total Money Makeover or some variation of his advice. When I first bought the Total Money Makeover 6 months ago, I read it in two days and told Brad “This is what we are going to do!”.  He […]

How To Eat Organic Food On A Budget

How To Eat Organic Foods On A Budget

Choosing to improve your overall health by increasing the organic foods in your diet can be tough, mostly because of the increase costs in your budget (and I will admit, some foods take some getting used to when you switch to the organic version. It actually took me a while until I found organic cereals […]

8 Tips To Make Affording a Cruise Possible

8 Tips To Make Affording a Cruise Possible

Would you love to take a cruise but are afraid it’s just out of reach financially? Cruises are in reality one of the most inexpensive vacations people can take. They are also a ton of fun. We took the family on a Disney Cruise last year and we all still consider it the best vacation […]

2014 Dirty Dozen And Clean Fifteen List For Produce

2014 Dirty Dozen and Clean Fifteen List For Produce

If you have been reading this site for a while, you know that I take the Dirty Dozen and Clean Fifteen very seriously. What are the Dirty Dozen and the Clean Fifteen? The “Dirty Dozen”: if you have to make choices in what organic produce you are going to buy, these are the ones that […]

Teaching Children About Money

Thanks to Nicole for today’s guest post One thing my parents were really good at was teaching me about money. I grew up knowing that money was not to be wasted and that I couldn’t have everything I wanted. I am so grateful for this lesson. In college when my roommates were calling their parents […]

Ways To Save Money In College


Ways to Save Money in College Pretty soon it will be time to hit the books and head off to college. You already have to worry about the expenses of paying for your books and paying for the classes and the rest of the school year, you don’t need to worry about your other expenses […]

12 Items That Will Be Less Expensive in 2012


After the bad news about the 11 Items that will be more expensive in 2012, there IS some good news! From TVs to laptops, cash-strapped shoppers should keep an eye on prices for these items; even wine might see notable discounts next year! Apple iPad 2 The iPad 3 will not feature a significant price […]

11 Items That Will Be More Expensive in 2012


Prices rise all the time…it’s just an unfortunate fact of life. I just read an article about the things that are almost guaranteed to go up in price this year. The worst thing? We aren’t talking about items like fur coats, trips to Bermuda and diamonds. We are talking about basics, such as food water […]

Free Budgeting Software

So it seems that I am a little “late to the party” on this one, because I have been hearing about for a while and just now tried it! What can you do with Mint? Include all of your accounts in one place (Savings, Investments, Checking Account, Credit Card, etc) Create & manage budgets […]

I’m Dreaming of a Frugal Christmas, Part III

As of today, you have 141 days until Christmas I’ll wait while you hurl your summer drink of choice at me for even mentioning Christmas before Labor Day Done?  ‘kay! When this post popped up in my feedreader this morning, I got to thinking:  “Christmas?  It’s blasphemous to even think about Christmas shopping before Halloween” (despite what the […]