I am not asking this question for advice, but just to show how everyone's financial priorities can be different and how we shouldn't judge others for the financial choices that they make (in most cases).
Ever heard of Immune Mediated Hemolytic Anemia? Yeah - me neither until this week! But I can tell you that it is a heartbreaking disease when it strikes your beloved pet!
Brad and I are living within our means. We have zero debt (except our house - and that payment is less than you for what you can rent a large apartment in our area). We have a healthy-sized Emergency Savings Fund (not fully-funded, but close) and can pay our bills with a few extras each month. We have a credit card, but it has a zero balance.
Then our dog Coupon (yes - that is his name) got sick this week.
He was weak and listless Thursday afternoon. When Brad got home from work on Thursday, that was the first time in the almost 4 years that Coupon didn't completely lose his mind barking and jumping.
You see, despite the fact that we got Coupon because my daughter was begging for a dog, he is Brad's dog. To say that Coupon loves Brad would be an understatement. If Brad walks from the family room to the kitchen to get a glass of water, Coupon is right behind him. If Brad is laying on the sofa with ANY of our children (or me), Coupon jumps right up on top of them and wants to get in there kissing Brad (I know that icks people out, but yes - we let our dog on the sofa and he does give us kisses)
So for him to barely even wag his tail when Brad walked in from work? Yeah - something is SERIOUSLY wrong.
After some intense visits to our local vet and then transporting him to the "Veterinary ER", we found that what he has is Immune Mediated Hemolytic Anemia - where the Immune System basically decides to attack the red blood cells for no rhyme or reason - you can read all about it here).
After 3 days, 2 blood transfusions and about $2500, Coupon finally seems to have turned a corner (although we still don't know if he will make it) Saturday night. We are still waiting to hear if he will make it.
If he makes it, it will be $2500 well-spent. Coupon is a member of our family.
If he doesn't make it, it will be $2500 well-spent. Coupon is a member of our family.
I have been with Brad since October 4, 1990. In all that time, I have seen Brad cry exactly 5 times....once when we were dating and I almost broke up with him, once when my brother-in-law died, twice when his father died ....and the most recent time is when we were taking Coupon from the local vet to the "Hospital Vet".
I know that there are people that will say that we are insane to spend the money that we have on "just a dog" (and we are prepared to spend more, if it looks like it will help).
But this is our priority. We don't consider a beloved family pet a "frugal experiment" (as long as he isn't in pain - and he isn't)
Some people may use their Emergency Fund for a vehicle or a job loss. We are using our emergency fund to save Coupon.
And no matter what happens - it is totally worth it!
How far would you go to save your pet?